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SunWest Secured MasterCard Rates, Fees and Other Cost Information

This credit card program is issued and administered by SunWest Federal Credit Union. As required by law, rates, fees and other costs of this credit card offer are disclosed here. All account terms are governed by the Credit Card Agreement. Account and Agreement terms are not guaranteed for any period of time. All terms, including the APRs and fees, may change in accordance with the Agreement and applicable law.

Rate and Fee Information Secured MasterCard
Annual Percentage Rate (APR) for Purchases 7.9%
APR for Cash Advances and Balance Transfers 7.9%
Grace Period 25 day grace period for purchases from the date of the periodic statement provided you pay your previous balance in full by the due date. The grace period does not apply to Cash Advances.
Method of Computing the Balance for Purchases Average daily balance (including purchases)
Annual Fee None
Minimum Finance Charge None
Balance Transfer Fee None
Transaction fees $2.00 transaction for bank and ATM cash advances.
$5.00 late charge if minimum monthly payment not received within fifteen (15) days of payment due date.